A creative private credit investment firm founded to deliver flexible financing solutions to underserved niches of the market.
Your trusted financial partner that values collaboration and collateral to meet your credit needs.
Chicago Atlantic provides capital to businesses that do not have access to bank financing or seek to avoid regulations and bureaucracy associated with traditional lenders.
Our team combines out-of-the box thinking with proven commercial underwriting to tailor loan structures to provide business owners with a level of liquidity and flexibility that is difficult to achieve with traditional lenders. Additionally, our team has experience as borrowers and lenders such that we understand the needs for liquidity that business operations require.
We provide financing solutions, generally collateralized, ranging from $500,000 to $20 million, with syndication capabilities up to $150 million. Asset-based lending, real estate loans, second-lien loans, consumer and small business lender finance, and project finance are our focus areas.
Principal | firstname.lastname@example.org
As a debt investor with over 10 years of experience in the specialty finance space, Tony has completed over 150 deals comprising over $5B in total credit. Prior to founding Chicago Atlantic, Tony was a Managing Director and Head of Underwriting at Stonegate Capital, a private credit investment firm focused on lower middle market businesses and emerging brands. At Stonegate, he was responsible for credit, underwriting and the growth strategy of the loan portfolio. Previously, he was a Senior Underwriter at First Midwest Bank and at Gibraltar Business Capital where he worked on a number of specialty finance transactions including technology, software, turnaround/distressed and re-discount loans. He began his career at Wells Fargo Capital Finance focused on a wide array of industries and loan structures.
MBA, University of Chicago
BA, University of Wisconsin, Milwaukee
John brings over 20 years of entrepreneurial, operational, and managerial experience to Chicago Atlantic. Over the last two decades, he has launched successful ventures in real estate, retail, hospitality, and personal fitness. He has built a 30+ restaurant chain with more than 1,200 employees. In addition, John has built a real estate portfolio of over 30 properties, developed over 1 million square feet of commercial real estate, and completed multiple real estate financing transactions. He has invested in and served as an advisor to multiple successful startups.
MBA, University of Chicago
BA, University of Delaware
Principal | email@example.com
Andreas has been working at the intersection of finance and analytics for over 10 years. Prior to founding Chicago Atlantic, Andreas co-founded a boutique technology and consulting firm focused on FX and commodity risk management for multi-national corporations as well as advising on capital structure decisions and investor relations. He was also a co-founder of an SEC-registered online investment adviser for 401(k) or 403(b) retirement accounts. As Chief Investment Officer and Chief Compliance Officer, Andreas built the firm’s investment methodology and compliance program. Andreas has also served as a consultant for hedge funds, proprietary trading firms, commercial and consumer lenders, and pharmaceutical companies. His academic research at The University of Chicago Booth School of Business focused on capital market anomalies, portfolio allocation, and risk management.
Ph.D. and MBA, University of Chicago
MSc, Humboldt University Berlin
BSc, Freie University Berlin