Chicago Atlantic is an opportunistic credit-oriented investing platform seeking to capitalize on North American investment opportunities that are time-sensitive, complex, or in dislocated markets, where risk is fundamentally mispriced.
We are a direct lender of senior secured, collateralized debt. Our financing solutions range from $500,000 to $20 million, with syndication capabilities up to $150 million, and include asset-based and real estate loans.
Our team combines out-of-the box thinking with proven commercial underwriting to tailor loan structures to provide business owners with a level of liquidity and flexibility that is difficult to achieve with traditional lenders. Additionally, our team has experience as borrowers and lenders such that we understand the needs for liquidity that business operations require.
We are able to provide capital to businesses that do not have access to bank financing or seek to avoid regulations and bureaucracy associated with traditional lenders.
We manage affiliated direct lending funds focused on delivering consistent cash income, low volatility, downside protection, and liquidity. Our focus is on loans offering an attractive risk-return tradeoff with limited correlation to traditional asset classes. Through equity kickers, we retain the opportunity for upside.
Principal | firstname.lastname@example.org
As a debt investor with over 10 years of experience in the specialty finance space, Tony has completed over 150 deals comprising over $5B in total credit. Prior to founding Chicago Atlantic, Tony was a Managing Director and Head of Underwriting at Stonegate Capital, a private credit investment firm focused on lower middle market businesses and emerging brands. At Stonegate, he was responsible for credit, underwriting and the growth strategy of the loan portfolio. Previously, he was a Senior Underwriter at First Midwest Bank and at Gibraltar Business Capital where he worked on a number of specialty finance transactions including technology, software, turnaround/distressed and re-discount loans. He began his career at Wells Fargo Capital Finance focused on a wide array of industries and loan structures.
MBA, University of Chicago
BA, University of Wisconsin, Milwaukee
Principal | email@example.com
John brings over 20 years of entrepreneurial, operational, and managerial experience to Chicago Atlantic. Over the last two decades, he has launched successful ventures in real estate, retail, hospitality, and personal fitness. He has built a 30+ restaurant chain with more than 1,200 employees. In addition, John has built a real estate portfolio of over 30 properties, developed over 1 million square feet of commercial real estate, and completed multiple real estate financing transactions. He has invested in and served as an advisor to multiple successful startups.
MBA, University of Chicago
BA, University of Delaware
Principal | firstname.lastname@example.org
Andreas has been working at the intersection of finance and analytics for over 10 years. Prior to founding Chicago Atlantic, Andreas co-founded a boutique technology and consulting firm focused on FX and commodity risk management for multi-national corporations as well as advising on capital structure decisions and investor relations. He was also a co-founder of an SEC-registered online investment adviser for 401(k) or 403(b) retirement accounts. As Chief Investment Officer and Chief Compliance Officer, Andreas built the firm’s investment methodology and compliance program. Andreas has also served as a consultant for hedge funds, proprietary trading firms, commercial and consumer lenders, and pharmaceutical companies. His academic research at The University of Chicago Booth School of Business focused on capital market anomalies, portfolio allocation, and risk management.
Ph.D. in Finance and MBA, University of Chicago
MSc (Statistics), Humboldt University Berlin
BSc (Mathematics and Physics), Freie University Berlin
Vice President | email@example.com
Michael’s background in Commercial Banking, Investment Banking, and International Specialty Finance brings a unique blend of experience to Chicago Atlantic’s investment team. Most recently, Michael was a Relationship Manager in Wells Fargo’s Global Advisory group, responsible for the management and growth of an international middle market loan portfolio, along with advising local commercial banking offices on structuring and underwriting. Previously, he was an Investment Banking Associate at Capstone Headwaters, responsible for marketing and the execution of debt and growth equity transactions within the firm’s Debt Capital Advisory group. Michael’s career began at Wells Fargo, where he supported portfolio management and business development activities for senior commercial bankers before graduating from the bank’s selective Credit Management Training Program, which focuses on enhancing deal evaluation and debt structuring, and other credit underwriting.
BBA (Accounting and Finance), University of Wisconsin, Madison
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