wavey-crisp4

Financing Solutions

We partner with companies with complex, time-sensitive needs to provide customized and efficient capital solutions from a reliable partner.

TYPICAL LOAN PARAMETERS
BORROW FROM US

Chicago Atlantic provides flexible debt solutions tailored to esoteric industries, including legal cannabis operators, growth-oriented businesses, and a broad spectrum of borrowers seeking liquidity. Our customized financing solutions are designed to help businesses accelerate growth, fuel acquisitions and unlock liquidity when it matters most.

Our Borrowers

Our custom solutions are designed to help businesses accelerate growth, pursue acquisitions and provide liquidity. Our relationships with borrowers are built on an understanding of your unique needs, allowing us to structure deals that are financially sound and mutually beneficial.

  • We specialize in lending to companies that have high degrees of legal, operational, or regulatory complexity.
  • We lend primarily in North America, where we look for established companies with experienced management teams and robust collateral.
  • We focus primarily on sectors and companies that:
    • are challenging to underwrite,
    • present high barriers to entry for other capital providers, and
    • tend to be non-sponsor-related.
  • We lend to smaller companies, which are often overlooked by other lenders, offering credit solutions typically from $5M to $100M.

+

NUMBER OF LOANS CLOSED SINCE INCEPTION

B+

TOTAL CAPITAL PROVIDED

TYPICAL DAYS TO CLOSE

As of Dec 31, 2025

Typical Loan Parameters

LOAN SIZE$5M – $100M
TERM1-5 years
LOAN TYPES• Senior term loans
• Delayed draw term loans
• Subordinated loans
• Senior last-out
SECURITY• 1st lien senior secured
• 2nd lien senior secured
• Recourse and non-recourse
COVENANTSTailored monthly and quarterly requirements for liquidity and reporting
OWNERSHIPNon-sponsored, sponsored
Public or private companies

Typical Borrower Profiles

  • GROWTH & TECHNOLOGY
    • Growth and later-stage companies
    • Disruptive technologies, hardware, software, e-commerce, tech-enabled services
    • Recurring and reoccurring revenue
  • SPECIALIZED INDUSTRIES
    • Companies with limited access to traditional lending sources
    • Out-of-favor industries
  • LIQUIDITY SOLUTIONS
    • Financing of mergers, acquisitions, dividend recapitalizations, or net asset value (NAV) loans
    • Funded and fundless sponsors and management teams
    • Industry agnostic
  • CANNABIS OPERATOR 
    • Vertically Integrated Operators
    • Single or Multi-state Operators
    • Financing of mergers, acquisitions, dividend recapitalizations, and refinancings
    • Net Asset Value (NAV), real estate, and other holdings supporting the loan
  • CANNABIS ADJACENT
    • Cannabis consumer products
    • Companies supporting the cannabis supply-chain
    • Non-plant touching manufacturing, software, seed-to-sale tracking, agriculture products

Featured Deals

VIEW ALL