Investments

We manage affiliated direct lending funds focused on delivering consistent cash income, low volatility, and liquidity.

Our Investment Philosophy   NASDAQ: REFI

Our Investment Philosophy

We emphasize fundamental credit analysis and downside protection in a disciplined investment process.

Preservation of Capital

Preservation of Capital

  • Seek above market returns without endangering the preservation of capital
  • Focus primarily on downside scenarios prevention, identification, and exit
Market Inefficiencies

Market Inefficiencies

  • Identify opportunities in less crowded markets, providing for additional return relative to risk
  • Be willing to invest and lend in market niches where others are retreating
Specialization

Specialization

  • Utilize expertise of creative, diligent structuring
  • Rely on institutional knowledge of regulatory barriers to invest where others are absent with a focus on risk control
A Focus on Process

A Focus on Process

  • Emphasize consistency and transparency as a core tenet of Chicago Atlantic’s investment process
  • Build processes to allow for scaling while maintaining quality
Innovation

Innovation

  • Use modern approaches across the investment process, e.g. digital marketing to support origination and technology to enhance underwriting and portfolio management