Our Investment Philosophy
We emphasize fundamental credit analysis and downside protection in a disciplined investment process.
Preservation of Capital
- Seek above market returns without endangering the preservation of capital
- Focus primarily on downside scenarios prevention, identification, and exit
Market Inefficiencies
- Identify opportunities in less crowded markets, providing for additional return relative to risk
- Be willing to invest and lend in market niches where others are retreating
Specialization
- Utilize expertise of creative, diligent structuring
- Rely on institutional knowledge of regulatory barriers to invest where others are absent with a focus on risk control
A Focus on Process
- Emphasize consistency and transparency as a core tenet of Chicago Atlantic’s investment process
- Build processes to allow for scaling while maintaining quality
Innovation
- Use modern approaches across the investment process, e.g. digital marketing to support origination and technology to enhance underwriting and portfolio management